Allstate water backup coverage. Learn common causes of a sewer backup, warning signs to watch for and steps you can take to help prevent one at your home. Help protect your unique home by adding optional coverage to your Allstate home insurance policy. Oct 8, 2024 · Water backup coverage is an optional type of insurance you can add to a homeowners, condo or renters policy. But if you want drain backup or broken pump coverage, you’ll need to add a Oct 8, 2024 · Water backup coverage is optional insurance that can pay for damage from sewer backups or sump pump failure. Allstate offers optional Allstate water backup coverage, which provides protection if water backs up through sewers or drains, or if a sump pump fails. Jul 1, 2025 · Water backup coverage, also called water and sewer backup, is a homeowners insurance endorsement that expands your coverage to include water damage from water or sewage that backs up into your home. Because standard home insurance generally won’t cover water damage due to sewer Mar 28, 2022 · Water backup coverage, also called sewer or sump pump backup coverage, is one of the more popular and useful homeowners insurance endorsements that you can add to your policy. Standard homeowners insurance policies (HO-3, HO-5) exclude water backup losses, so carriers such as State Farm and Allstate offer this coverage for an added annual premium of $30–$250. See whether it’s worth adding to your policy. But you could add an optional water backup coverage to your policy. xem aidnk smx rnkmt ixr qgha xdp acfb uhgpu zkif